1. Introduction
Auto Factors Inc. ("we," "our," "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services. By using our services, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
2.1 Personal Information
We collect personal information that you provide directly, including but not limited to:
- Personal Identification Information: Name, address, phone number, email address, Social Security number, and date of birth.
- Financial Information: Bank account numbers, credit reports, income details, employment information, and other financial data necessary for processing auto finance applications.
- Identification Documents: Driver’s license, passport, or other government-issued identification.
2.2 Non-Personal Information
We collect non-personal information automatically when you use our services, including:
- Usage Data: Information about how you interact with our website, applications, and services, such as IP address, browser type, device type, pages visited, and the time spent on each page.
- Cookies and Tracking Technologies: Cookies, web beacons, and similar technologies that help us analyze user behavior and preferences.
3. How We Use Your Information
We use your information for various purposes, including:
- To Process Transactions: To evaluate, approve, and process your auto finance application.
- To Communicate with You: To send updates, notifications, and marketing materials related to our services.
- To Improve Our Services: To understand and analyze user behavior to enhance our offerings and user experience.
- To Comply with Legal Obligations: To fulfill our legal, regulatory, and compliance requirements.
4. How We Share Your Information
We may share your information in the following circumstances:
- With Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as credit bureaus, payment processors, and marketing agencies.
- For Legal Reasons: We may disclose your information if required to do so by law or in response to legal processes, such as a court order or subpoena.
- In Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
5. Data Security
We implement reasonable security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no security system is impenetrable, and we cannot guarantee the absolute security of your information.
6. Your Choices
You have the following rights regarding your information:
- Access and Correction: You can request access to and correction of your personal information.
- Opt-Out: You can opt-out of receiving marketing communications from us by following the unsubscribe instructions in those communications.
- Cookies: You can control cookies through your browser settings. Note that disabling cookies may affect your ability to use certain features of our services.
7. Children’s Privacy
Our services are not directed at individuals under the age of 18. We do not knowingly collect or solicit personal information from individuals under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information.
8. International Data Transfers
If you are accessing our services from outside the United States, please be aware that your information may be transferred to and processed in the United States, where data protection laws may differ from those in your jurisdiction. By using our services, you consent to the transfer and processing of your information in the United States.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website with a revised effective date. Your continued use of our services after the effective date of the updated Privacy Policy constitutes your acceptance of the changes.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Auto Factors Inc.99 W. Hawthorne Ave, STE #200
Valley Stream, NY 11580
Phone: (516) 872-8153
Email: funds@myautofactors.com
Thank you for trusting Auto Factors Inc. with your information. We are committed to protecting your privacy and ensuring a secure experience with our services.